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#655186 - 09/11/05 11:46 AM health insurance  
Joined: Sep 2005
Posts: 309
pianomad Offline
Full Member
pianomad  Offline
Full Member

Joined: Sep 2005
Posts: 309
USA
Every year I seem to receive a notice that my health insurance premiums are going up. While this doesn't surprise me, the amount that it increases does shock me. Upon my next renewal, my quarterly payment will go up about $200. I am now paying more than twice what I originally paid when I first bought this policy about seven years ago, and I've even cut back on benefits significantly over the years. In seven years time, I'm paying more than double and receiving less coverage.

To all the self-employed musicians out there, I'd like to get your ideas on what you've done (short of dropping your health insurance or moving to Canada) to save money. Who do you go through? Are you pleased?


www.elclandestinomusic.com

"Moralists have no place in an art gallery" ---Han Suyin

"Paint's not really a great thing to bring into a museum" ---Adam Sorenson, The Shape of Things
#655187 - 10/18/05 01:04 AM Re: health insurance  
Joined: Oct 2005
Posts: 1
boston21 Offline
Junior Member
boston21  Offline
Junior Member

Joined: Oct 2005
Posts: 1
Man, you're right to that. i don't know if insurance could still drop. Time after time it increases everytime, and as a family man it really is a pain in the neck! frown The best way is to shop around. Let me share you a site http://www.oneshopinsurance.com my family is insured with them. Try visiting it and compare with State Farm, etc. Hope this helps.

When the going gets tough, the tough gets going.

Sincerely,
Boston

#655188 - 01/09/06 11:34 AM Re: health insurance  
Joined: Jan 2006
Posts: 15
algae Offline
Junior Member
algae  Offline
Junior Member

Joined: Jan 2006
Posts: 15
port jefferson
its a tough road as a small group employer I pay half However the rates have climed so rapidly that I constantly shop for new companies once a year. We have raised perscription co pays and office visits co pay,basically kept watering the policy down.WE went with HMO plans still runs about 1100 month for a family plan, the employee pays half. The only thing that helps a little is that it qualifies to be taken from the employee before taxes are taken out under the IRS cafeteria 125 plan. Stay Healthy


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