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Re: Affording a grand piano? [Re: PhilipInChina] #2830870 03/24/19 01:21 PM
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Originally Posted by PhilipInChina
Don't worry too much about looks, or age. Once you find what you need, make sure she is wealthy, marry her, problem solved.

I always enjoy your dry sense of humour Philip !

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Re: Affording a grand piano? [Re: scottgreen94] #2830907 03/24/19 03:31 PM
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Along these same lines, when my husband died there was some money he had set aside that would augment my pension and the liquidation of all assets so I could be in a really nice nursing home if needed. We had no children so I am preparing to take care of myself. I waited a couple of years after he died and the more I thought about this, the more ridiculous (and depressing) it became. So, I took that money and bought the piano I really wanted. I have never had a second of regret--like Lady Bird said, life is short. At best, I will never need any type of assisted living, if I do it will not be so cushy and looking at the bright side maybe when I am old, old, old I will not even know where I am so I won't care about it. LOL

Re: Affording a grand piano? [Re: scottgreen94] #2830987 03/24/19 07:28 PM
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I waited until I retired and could live off of pension and savings. Immediatley took a consulting job and worked until I had earned enough for a grand. Then stopped working and started practicing. Looking back on it, I wonder if I should have borrowed the money years earlier. That way I would now have those additional years of lessons and practice under my belt.


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Re: Affording a grand piano? [Re: SoundThumb] #2831008 03/24/19 08:40 PM
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Originally Posted by SoundThumb
I waited until I retired and could live off of pension and savings. Immediatley took a consulting job and worked until I had earned enough for a grand. Then stopped working and started practicing. Looking back on it, I wonder if I should have borrowed the money years earlier. That way I would now have those additional years of lessons and practice under my belt.


That is an interesting thought. I am not a fan of debt but I will make an exception for hobby's that benefit your well being (Sportscar/motorcycle do not qualify)

On the other hand, one can buy a good Digital piano for relatively cheap. Practicing on those is almost the same as practicing on a grand.

Last edited by Learux; 03/24/19 08:41 PM.

When you play, never mind who listens to you. R.Schumann.

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Re: Affording a grand piano? [Re: Learux] #2831092 03/25/19 03:07 AM
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Originally Posted by Learux

On the other hand, one can buy a good Digital piano for relatively cheap. Practicing on those is almost the same as practicing on a grand.


I am not sure if anyone on the acoustic piano forum would actually agree with you on this lol. I think practicing on a high end German upright maybe almost as satisfying as practicing on a production grand.

And I agree life is too short. I am lucky that my wife agreed to make some compromise to let me get a Kawai grand piano.

Re: Affording a grand piano? [Re: Learux] #2831095 03/25/19 03:14 AM
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Originally Posted by Learux
I am not a fan of debt but I will make an exception for hobby's that benefit your well being (Sportscar/motorcycle do not qualify)

I thought my motorcycle hobby benefited my well being until my near fatal accident. Now my wife has imposed a no-motorcycles rule. That's fine because I'm not more into piano as a hobby thumb


across the stone, deathless piano performances

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"Success is 10% inspiration, and 90% perspiration." -by some other wise person
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Re: Affording a grand piano? [Re: scottgreen94] #2831169 03/25/19 08:44 AM
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I thought I would never own a grand because of my desire to have one at least 7' long for bass response and and my financial position in life. But things changed suddenly due to a little unexpected inheritance and finding a fantastic deal on a Steinway all about the same time. So you never know what will happen in life to allow you to see a dream come true. As much as I enjoy playing the piano, I would never recommend taking on a large debt one cannot really afford to purchase a piano, unless one is a professional and really has the need.

Just my .02 cents.

Re: Affording a grand piano? [Re: Learux] #2831177 03/25/19 09:15 AM
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Watching Valentina on Youtube at St Pancras on that battered old piano has cured me (probably only temporarily) of my desire for a grand!


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Re: Affording a grand piano? [Re: scottgreen94] #2831198 03/25/19 10:42 AM
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Worked full time 40 years, with the same company 36 years. And we saved like demented squirrels. Paid cash for cars, paid cash for last house. Paid cash for all pianos. It’s slow and agonizing but it sure beats
being forced to liquidate the Steinway in a market crash.


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Re: Affording a grand piano? [Re: scottgreen94] #2831239 03/25/19 12:36 PM
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How does one count "three months the same as cash" policy? That is, some merchants will sell a high-priced item with no finance charges if the balance is paid within three months. Is that considered financing or paying cash? To me, that's a cash sale.

Regards,


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Re: Affording a grand piano? [Re: scottgreen94] #2831251 03/25/19 01:23 PM
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A lot of sage advice in this thread. My recommendation is patience and hard work.

My wife is a CPA. When I got an itch to buy a nice large grand, she was dead set against borrowing to buy it. I took on an additional part time job and saved up the money from it while looking patiently for a piano. A big part of getting a good deal on a piano is being in the right place at the right time. I eventually found a recently rebuilt Baldwin SD-10 concert grand (9 ft) being sold at a price within my range, and the owner came down a little bit further as well. I paid cash.

Now I have the piano of my dreams, thanks to patience, hard work, and also some luck.


Austin Rogers, PhD
Music Teacher in Austin, TX
Baldwin SD-10 Concert Grand "Kuroneko", Baldwin Upright, Yamaha P-255
Re: Affording a grand piano? [Re: scottgreen94] #2831267 03/25/19 01:56 PM
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I have a Petrof IV that I purchased as a replacement for the Charles Walter (console) that got wiped out in a major hurricane flood, when the Petrof was having some issues with the American distributors, and I got it for a super steal at $13.8K. I had $40K insurance on my contents that was burning a hole in my pocket, and so I used it to buy this and a slew of pinball machines, LOL.

Now that was a unique situation, and I think that I would either get a used grand or a new full-size upright - although I should say that after having my Petrof IV, playing full-size uprights seem to leave me unfulfilled, except for this one Schimmel upright that I almost bought from the same dealer that I ended up getting the Petrof.

Last edited by swampwiz; 03/25/19 02:02 PM.
Re: Affording a grand piano? [Re: DFSRN] #2831269 03/25/19 02:08 PM
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Originally Posted by DFSRN
[quote] am 58 and have been taking lessons the last 5 years as a hobby after completing a PhD.


You got your PhD at age 53? I thought my friend had it rough taking 6 years to get his PhD in Chemistry!

Last edited by swampwiz; 03/25/19 02:09 PM.
Re: Affording a grand piano? [Re: DFSRN] #2831272 03/25/19 02:13 PM
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Originally Posted by DFSRN
My friends tease me and say my piano is worth more than my car. My car has 225,000 and is 11 years old.


My 16 year old car only has 165K miles, but being in "rough condition", it has a wholesale value of $300, LOL. I couldn't fathom playing on a piano that sold for that low of a price.

Re: Affording a grand piano? [Re: j&j] #2831273 03/25/19 02:20 PM
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Originally Posted by j&j
Worked full time 40 years, with the same company 36 years. And we saved like demented squirrels. Paid cash for cars, paid cash for last house. Paid cash for all pianos. It’s slow and agonizing but it sure beats
being forced to liquidate the Steinway in a market crash.


There is at least one state in which a musical instrument (i.e., that the filer plays) is exempt in bankruptcy. blush grin

Re: Affording a grand piano? [Re: scottgreen94] #2831359 03/25/19 05:28 PM
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What it really costs you to borrow money is the interest rate minus the inflation rate. Interest rates are near historic lows at the moment, so it's a good time to lock in a rate. The lowest rates and longest terms are on residential mortgages. So, maybe a cash out re-fi to buy a piano? The only debt we have is a mortgage at 3.375%. Whenever I save up an extra $10 - 15K, I pay down some principal.


-- J.S.

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Re: Affording a grand piano? [Re: PhilipInChina] #2831365 03/25/19 05:47 PM
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Originally Posted by PhilipInChina
Don't worry too much about looks, or age. Once you find what you need, make sure she is wealthy, marry her, problem solved.


Be sure to marry well and often.


Some men are music lovers. Others make love without it.
Re: Affording a grand piano? [Re: ChatNoir] #2831397 03/25/19 08:00 PM
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Yeah but the divorces to remarry well can be VERY expensive. You might only keep the Leggo piano. 😁


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Re: Affording a grand piano? [Re: scottgreen94] #2831403 03/25/19 08:24 PM
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There’s an old joke that asks, “why is divorce so expensive?”

(Punchline here —> )

Because it’s worth it!

This is not my personal experience, but I always thought it was pretty funny, albeit quite cynical



"If it sounds good, it is good." - Duke Ellington
P E R F O R M A N C E over p r o v e n a n c e

Re: Affording a grand piano? [Re: scottgreen94] #2831436 03/25/19 11:27 PM
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Marry for love,so marry someone who loves your playing, and stay in love.If he plays as well even better.
But if your marriage is a nightmare and ALL you play is dischords then run away ,unless repair is truly possibly and -musical !

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